Payment Reconciliation Creation Mode

365 business Banking can spread retrieved bank transactions over separate payment reconciliation journals per day, week or month, and per bank statement with EBICS and camt files.

Business Value

With many transactions, a single journal grows over weeks, and a posting stop affects the entire backlog. With period journals, each reconciliation remains manageable and can be closed per period.

Feature Description

The Pmt. Rec. Journal Creation field on the bank account card has the values Default (an open journal is reused), Daily, Weekly, Monthly and Per Bank Statement. You set it per bank account. The period is determined by the bank posting date, not the day of retrieval. The Payment Reconciliation Journals list shows the Journal Period Start of each journal.

Bank accounts that receive their statements through EBICS or camt files are always set to Per Bank Statement. A separate journal is created for every bank statement, named with your bank's statement number (for example 2026/134), with the statement date and the closing balance of the bank. Unapplied lines of a partial posting are transferred to 2026/134-1.

Details: Retrieve bank transactions