Bank connections
This page provides an overview of all routes to the bank in 365 business Banking: PSD2/XS2A via finAPI, EBICS, camt/pain files, payment service providers and combinations.
Every bank account uses one route to retrieve transactions (Account Information Service) and one for payments (Payment Initiation Service). For help choosing the right route, see Choose a bank connection. Every account is connected with the same wizard: Connect a bank account.
Connections
SWIFT via Cobase from version 18.5
From version 18.5, 365 business Banking also connects bank accounts via SWIFT. The provider is Cobase; bank statements and payments outside the SEPA area are supported. For more information, see SWIFT payments via Cobase.
Functions per connection
| PSD2/XS2A via finAPI | EBICS | camt/pain file | Payment service providers | |
|---|---|---|---|---|
| Bank statements | retrieval | retrieval | import | retrieval |
| SEPA credit transfer | yes | yes | yes | not available |
| SEPA instant credit transfer | depends on bank | depends on bank | no | not available |
| SEPA collective credit transfer | depends on bank | yes | yes | not available |
| SEPA direct debit | depends on bank | yes | yes | collection with PayPal, Stripe, Adyen |
| Standing order | yes | no | no | not available |
| International payment | no | if your bank offers the order (AXZ/XCT) | yes | not available |
| Euro urgent credit transfer | no | if your bank offers the order (CCU/XCT-URG) | no | not available |
| Payment in the background | no | yes | no | yes (collection) |
| Feedback from the bank | bank statement | status report | bank statement | not available |
| Second signature at the bank | no | VEU | via online banking | not available |
| Additional license | none | EBICS Connection | none | none |
The functions that your bank allows for a given account are shown after connecting in the Capabilities FactBox.
For all connections
- Connect a bank account for the shared wizard
- Combine banking services for retrieving and paying via different routes
- One bank access for several companies for distributing a group's accounts
- Banking setup for the company bank access that every connection requires