Bank Transaction Split Rules

With split rules, 365 business Banking splits bank transactions with several amounts on retrieval, such as loan installments into principal and interest.

Business Value

Certain bank transactions contain multiple amounts in a single posting, for example, tax authority direct debits or loan installments with principal and interest components. Splitting these manually is time-consuming and error-prone. Automatic split rules ensure that such transactions are already correctly split and allocated to the right G/L accounts when imported.

Feature Description

With Bank Transaction Split Rules in 365 business Banking, you can configure predefined rules that are automatically applied when bank transactions are retrieved. Each rule defines filter criteria (e.g., bank account, counterparty IBAN, search pattern in the payment reference) and lines that define a G/L account per sub-amount. The line reads the sub-amount from the payment reference, for example after a label or through a regular expression. If it is not found, the line can use a percentage of the total amount or a fixed amount instead.

Transactions that match a rule are automatically split into the defined sub-amounts and appear already divided in the Payment Reconciliation Journal.

For more information on setting up split rules, see the article Set up bank transaction split rules.