SEPA Credit Transfer

Business Value

Initiating SEPA payments directly from Microsoft Dynamics 365 Business Central reduces manual effort and eliminates the need for separate online banking software. 365 business Banking enables businesses to execute SEPA credit transfers — including standard, instant, scheduled, and bulk transfers — straight from the Payment Journal, with bank authentication handled within Business Central.

Feature Description

365 business Banking supports SEPA Credit Transfers of all common subtypes via the Payment Journal:

• SEPA Credit Transfer — standard euro transfer within the SEPA area
• SEPA Instant Credit Transfer — real-time transfer (subject to bank support)
• SEPA Scheduled Credit Transfer — transfer executed on a future date
• SEPA Bulk Credit Transfer — multiple payments bundled into one transaction

Payments are submitted directly to the bank via the connected bank account. Where required by the bank, strong authentication (e.g., TAN confirmation) is handled through an in-app dialog.

For step-by-step instructions, see the article SEPA Credit Transfer.