SEPA Direct Debit

Business Value

Collecting payments from customers via SEPA Direct Debit requires valid mandates and proper submission to the bank. 365 business Banking streamlines this process by allowing businesses to create, authorize, and submit direct debit collections directly from Microsoft Dynamics 365 Business Central — without switching to external banking software.

Feature Description

365 business Banking supports SEPA Direct Debit collections via both the Payment Journal and the dedicated Direct Debits page in Business Central. The Direct Debits page is recommended as it provides an optimized workflow for creating and managing mandate-based payment collections.

Direct debit files are submitted directly to the connected bank account. Strong authentication (e.g., TAN confirmation) is handled through an in-app dialog where required by the bank.

For step-by-step instructions, see the article SEPA Direct Debit.