import { Callout } from "zudoku/ui/Callout";

# SEPA Payment Import

With the SEPA payment import feature, you can import SEPA payment files in SEPA pain.001 XML format (ISO 20022) into Microsoft Dynamics 365 Business Central and execute the payments. This feature facilitates the processing of SEPA transfers generated by external systems (e.g., payroll systems).

![SEPA Payment Import](/assets/images/365-business-banking/sepa-payment-import-card.de-DE.png)

## Which SEPA Payment Files Are Supported?

365 business Banking supports SEPA payment files in pain.001 XML format that comply with ISO 20022 standards. The import checks the SEPA version based on the namespace (pain.001.*) and is therefore generically compatible with all common SEPA Credit Transfer formats. The following versions are supported:

| Version            | Description                                                                  | Supported |
|--------------------|------------------------------------------------------------------------------|-----------|
| **pain.001.001.03** | Classic SEPA Credit Transfer format (widely used, `<BIC>` tag)               | <i aria-hidden="true" className="fas fa-check check-yes-icon"></i> |
| **pain.001.001.04** | National extension / transition variant, rarely in use                      | <i aria-hidden="true" className="fas fa-check check-yes-icon"></i> |
| **pain.001.001.05** | Extension with additional fields (e.g., Category Purpose)                   | <i aria-hidden="true" className="fas fa-check check-yes-icon"></i> |
| **pain.001.001.06** | Updated SEPA version (2014 ff., standard in many banks)                     | <i aria-hidden="true" className="fas fa-check check-yes-icon"></i> |
| **pain.001.001.07** | Minor revision with formal clarifications                                   | <i aria-hidden="true" className="fas fa-check check-yes-icon"></i> |
| **pain.001.001.08** | ISO update 2019, still with `<BIC>` tag                                    | <i aria-hidden="true" className="fas fa-check check-yes-icon"></i> |
| **pain.001.001.09** | ISO 20022 Release 2023, new tags (e.g., `<BICFI>`, `<InstrPrty>`)         | <i aria-hidden="true" className="fas fa-check check-yes-icon"></i> |

## Which Payment Types Are Supported?

The SEPA payment import supports the following payment types:

<ul>
<i aria-hidden="true" className="fas fa-check check-yes-icon"></i> SEPA transfer<br/>
<i aria-hidden="true" className="fas fa-check check-yes-icon"></i> SEPA bulk transfer<br/>
<i aria-hidden="true" className="fas fa-check check-yes-icon"></i> SEPA scheduled transfer
</ul>

<Callout type="tip" title="Good to know">
If the selected bank account does not support SEPA bulk transfers, these will automatically be executed as individual SEPA transfers.
</Callout>

## Step-by-Step Guide

Follow these steps to import a SEPA payment file and execute the payments:

1. Select **SEPA Payment Imports** in the search of Microsoft Dynamics 365 Business Central.
2. Select the **Import Payment File** action.
   ![Import SEPA Payment File](/assets/images/365-business-banking/sepa-payment-import.de-DE.png)
3. Select the SEPA payment file (pain.001 XML file) from your computer.
4. Confirm the processing and validation of the file by clicking **Yes**.
5. Review the imported payments in the SEPA payment imports list.
   ![SEPA Payment Import](/assets/images/365-business-banking/sepa-payment-import-card.de-DE.png)
6. Select the corresponding bank account for the payments if this is not done automatically.
   ![Select Bank Account](/assets/images/365-business-banking/sepa-payment-import-bank-account-selection.de-DE.png)
7. Select the **Carry-out Payment** action to execute the payments.
8. Confirm the execution of the payments.
   ![Carry-out Payment](/assets/images/365-business-banking/sepa-payment-import-carry-out.de-DE.png)
9. Follow the instructions to complete the payment process.