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# EBICS Bank Integration

## Business Value

The EBICS integration provides companies with an additional, professional alternative to XS2A (PSD2) connectivity for electronic payment transactions. EBICS is the established standard in German-speaking countries and is supported by virtually all commercial banks. The integration enables direct, secure, and highly automated data exchange with credit institutions – ideal for companies with high payment volumes or special compliance requirements.

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For some banks,EBICS (Electronic Banking Internet Communication Standard) is the preferred communication standard for payment transactions in Germany, Austria, Switzerland, and France.
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